Need an appraisal in Valparaiso or Porter County?

Here are the top seven reasons why IN homeowners call on www.valuationserv.com:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
To challenge a IN property tax assessment
To cut a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a IN divorce, where property needs to be divided
To determine the true market value of property in question to settle an estate in Porter county or IN

Need help determining the price of your house in or near Valparaiso, IN?
Contact www.valuationserv.com.

At www.valuationserv.com, we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at www.valuationserv.com will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping clients just like you rid yourselves of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining. That means you are paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from www.valuationserv.com is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. www.valuationserv.com can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? www.valuationserv.com can help with that too. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.